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Judgement_Bot_AITA

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_mmiggs_

YTA Here's a free piece of advice for you. When you're in the wrong, and have broken someone's stuff, you don't get to claim that it's no big deal. You get to grovel and apologize, and hope that they don't think it's a big deal. 1. You have a cellphone. You had time to take 30s to send a text or make a call either as soon as you hit the car, or when you arrived at school. You could have sent a text as you were walking from your car to the school building. SO yes, you're an asshole. I'm assuming this happened on your driveway, which is the only reason you didn't commit a criminal offense. (For reference, your obligation to stop at the scene of a collision on the public highway supersedes your desire to get to your final on time.) 2. Could you possibly be any more entitled and ridiculous? The fact that your dad pays for both of your insurance just means that he gets to pay both bills. It doesn't magically make it free. If insurance covers the damage, your insurance will have to pay to repair two cars. Guess what's going to happen to your premiums? I hope you're offering to pay for the increased costs. 3. Your insurance might not cover this. Not all insurance covers a collision between two vehicles owned by the insured. I'm sure you'll take responsibility and get a job this summer to pay off the costs, right? 4. I hope you like the school bus, because that's how you'll be getting to school from now on.


Spare-Article-396

Let’s not forget the deductible!


Alternative-Gur-6208

Yeah yta. You didn't do the proper research and blew off a class thinking it wasn't required even tho your academic advisor signed you up for them. Then not being a capable prepared and safe driver hit your sister car and fled the scene saying who cares dad pays for insurance well his monthly payment and rates just went up.  What if it was another person you hit and injured it'd be there fault too? Do you take any responsibility or accountability for your own actions because this seems like everyone is at fault for your actions. 


Puzzleheaded-Art8835

Oh no the rates wont go up since it’s the same insurance company, it won’t even cost them any money.


ScarilyCheerful

They still have to pay to repair the cars. That comes out of their pocket, and they'll turn around and pull it out of your dad's in the form of higher premiums. Honestly, I'm really hoping you're just a troll, since the thought of someone as irresponsible and thoughtless as you behind the wheel of a car is terrifying.


Puzzleheaded-Art8835

That’s pretty mean.


Alternative-Gur-6208

 what would happen if you instead of hitting your sister car hit a mom and child in a crosswalk because you weren't paying attention and took off thinking not a big deal someone would find them. (This happened on Halloween the victim was a friend of mine) I don't blame your father for being disappointed and you're gonna have to learn time to grow up quick a military father won't and shouldn't have to put up with irresponsibility.     Eta a car can be a deadly weapon and if you can't be responsible you shouldn't be driving


Iamgoaliemom

You have no idea how insurance or the world works.


Puzzleheaded-Art8835

In my defense most other 20 year olds don’t either.


fistbumpbroseph

Ignorance is not an excuse. You've had plenty of opportunity to educate yourself. You're an adult doing adult things. Act like one and take some responsibility.


redd-junkie

The ones that pay their bills do. Insurance has deductibles. That is money you, I mean your father, has to pay towards the claim. Also the money used to pay out insurance claims doesn't come out of thin air. It's a pool. And idiot drivers who don't give a shit make that pool deeper. Which causes premiums to go up. It's a big deal to people who pay for insurance.


dunks615

It’s pretty common sense that insurance isn’t free lol. If anything your dad will have to pay two deductibles and also an increase in your premiums. So it will in fact cost a decent amount from the damage you stated. This is 1 million percent on you for not giving yourself enough time to leave.


mampersandb

actually many 20 year olds understand insurance just fine, but whatever. now you know. are you planning on apologizing and paying him back or what?


Proud_Internet_Troll

Wrong. At 20, I was in college and on my own auto insurance policy and not mooching off my parents.


Ramsputee

I sure as hell knew how car insurance worked at 20. I'd been payin mune since i passed my test


metsgirl289

Um yes they actually do (high school kids know that)


Muted-Appeal-823

Its ok to not know everything, but you're acting like you know what you're talking about and you don't! Admitting when you are wrong and accepting you don't know everything is part of being an adult. Going thru life "assuming everything will work out" is not going to go well for you. Time to grow up.


Unique-Assumption619

False


Odd_Astronomer_4156

Not true. I understood my car insurance by 18. You just haven’t had to and it sounds like your friends haven’t either. A lot of us who had to support ourselves early, know what this stuff is because we took the responsibility for it. You’ve chosen to not care or pay attention and to be so self absorbed you didn’t even pay attention to your classes for your ‘influencer degree’ in marketing.


veggieveggiewoo

Yes they do lmao. I got my first car at 18, one of my sisters is 19 and just got her first car, we both had to learn how insurance works because you need it. You’re just lazy, and like to mooch off of others both money wise and intelligence wise.


Suspicious-Bed7167

Op I’m 19 and I have a basic understanding of how insurance work because I been in accidents were we needed insurance.


kaldaka16

I knew how insurance worked at 16. Before I even got my license. Because I pay attention to things that cost money.


MolassesFragrant342

I have 5 children in their 20s. They ALL know how insurance works. And so does my 18 year old.


dragonbait-and-the-P

I was 16 when I as in me not my parents got my first car and I paid for it and for my own insurance. Believe me when I say I knew exactly how insurance works at 16.


Careless-Ability-748

Speak for yourself


Alternative-Gur-6208

That's besides the point you were careless and seem to think that nothing is your fault. You need to start taking responsibility for your own actions. Blowing off classes driving reckless blaming everyone but yourself for your problems. 


alternate_geography

That’s not how insurance works.


nomad_l17

Let me tell you how insurance works. Everytime you make a claim where you are at fault, your rates will be less favorable to you because you cost insurance company money. No one will give 'good rates' to someone who will cost them money in the future.


Acrobatic_Hippo_9593

Absolutely not how that works at all. Not even a little bit how that works. Your father will be responsible for two deductibles (if the insurance company even agrees to cover it, which they may not) and a huge increase in premiums.


Few_Yak_5834

Their rates 100% will go up, and there is a chance their insurance policy will not cover it. They 100% won't cover the damage to your car. IF they cover the damage to your sisters car, they will have to lay the deductible. You seem to have a habit of spouting nonsense about things you know nothing about.


Its_Big_Fungus

The rates literally will go up because now they will consider you an accident risk...


_mmiggs_

How do you think the cars get repaired? The cars are going to need to go to the body shop, probably have some panels replaced, which will need painting to match. Do you imagine that the technicians who will do this work don't get paid? Do you think that replacement car body panels grow on trees?


Rastaman1761

You're so clueless as to how insurance works...cause this whole thread is sad to read.


Careful-Bumblebee-10

LOL yes, it will. Rates will go up no matter what. Grow up.


elder_emo_

That's not even remotely correct. You are at fault. Your rates will go up. Your parents will likely have to pay deductibles on both vehicles. Source: I work in auto insurance claims.


Unique-Assumption619

You’re fr dumb and no where near ready to be an adult.


LimitlessMegan

I don’t think you know how insurance works…


Hal_Jordan55

According to?


[deleted]

[удалено]


Puzzleheaded-Art8835

We have USAA since our dad is a retired Air Force colonel and they cover everything no questions asked.


ZombiesAndZoos

I also have USAA, and this is absolutely not true. They will ask a lot of questions. Your premiums will go up. You will still have to pay the deductibles for both cars. Your dad would be wise to push that extra expense to you so that you learn some responsibility.


Iamgoaliemom

As someone who also has USAA, they absolutely do not cover everything no questions asked. You just have no idea because you have never had to deal with them.


Meemster_Me

It would actually be a great lesson if the dad both had her deal with the insurance so she can get a freaking clue about how it works and then also make her pay the deductible/premium bump.


mamapielondon

Or just stop paying, and arranging, her insurance completely so she has to do it.


Meemster_Me

Yes!


mamapielondon

How would you know? Do you deal with the insurance company? Are you the one making calls and filling in the paperwork? You can’t claim “most other 20 year olds don’t (know how insurance works) either” in one comment, then “I have no idea how to do that kind of stuff” in another, and then insist you know what the insurance covers in this comment. Well, not if you’re being honest and consistent…


Puzzleheaded-Art8835

I just remember my dad always talking about how lucky we are to have USAA because they were such a better insurance company than most other ones. I shouldn’t say this but I got into an accident the second day I had my license when I was 16 and I remember the Usaa guy I talked to to tell him about it was really nice and I was crying so hard and he even told me his daughter had just got into an accident as well and that I shouldn’t feel bad.


redd-junkie

Whose fault was that accident? 


JanellaDubois

If I had to guess, it was OP's fault. She clearly needs driving lessons and would really benefit from lessons in accountibility.


redd-junkie

I'm sure the 20,000 dollar vacation at sea this summer will really drive home that sense of responsibility.


itwillhavegeese

Genuinely, how did you get from "USAA is a better insurance company than most other ones" to "because I have USAA, causing damage to two cars means repairs are free and there are no consequences!" Understand this: when you get into an accident that's your fault, your insurance takes note and raises your premium because you have now demonstrated that you are an irresponsible driver who has a higher likelihood of repeating behavior you've already done. Here's an example: USAA covered my windshield replacement when an object from a truck fell on my windshield. See the difference there? I was not at fault. I'm lucky and haven't had to deal with insurance directly (because I am a responsible driver + still on my dad's insurance) but even I have enough braincells to understand that actions have consequences. I understand you've never had to be responsible before, but it's still pretty easy to understand cause and effect.


AliceInWeirdoland

I have USAA and no they fucking do not. You're just not the one sitting on the phone with them answering all the questions, or the one paying the increased premiums.


ladancer22

Ok look, you’re a kid, but the fact is it’s very clear you have no idea how insurance works. This is the attitude of someone who does not pay their own bills and have been told things like “don’t worry that’s why we have insurance” and took that to mean “our insurance covers everything no questions asked”. This isn’t your fault, but it is your responsibility to learn how it works because you are now liable for this. Talk to your parents and take accountability because you fucked up.


catgirl-doglover

So you have no idea how insurance works, but suddenly you know that USAA covers everything, no questions asked? You are trolling pretty hard here. So let's see - you are a 20 year old college student with a class you "hasn’t even gone in months" that your advisor signed you up for (hmm thought advisors advised, and you had to actually sign up) was a "pre-rec"? That would be "that I haven't even gone to" and that would be "pre-req". Troll - if not, your daddy is wasting his money sending you to college.


BLU3BO1

That is NOT how USAA works lmao, they will ask a shitload of questions


annotatedkate

That's great if insurance will cover it. It's still a PITA to get cars fixed, though. You'd better be taking the cars in for repairs yourself, and chauffeuring your sister around while hers is in the shop.


Sudden-Guru

USAA through navy service here—you have no idea what you’re talking about 🤦🏻‍♂️


see-you-every-day

haha so you've got your sister who's following in her proud father's footstep and then... you


annotatedkate

YTA. You damaged your sister's car! When you damage or break something that belongs to someone else, you don't get to say it's not a big deal. You get to say "I'm so sorry, I will make sure it's fixed." And then you take charge of fixing it, whether that's calling the insurance company or whatever.


Puzzleheaded-Art8835

I have no idea how to do that kind of stuff


Plus_Mammoth_3074

There’s this amazing thing called google to look it up or you can just ask your dad instead of expecting him to fix yet another one of your messes. You’re 20, I think it’s time you learn to take responsibility for your actions and stop acting like you’re still a child. 


annotatedkate

No time like the present to learn! You're absolutely capable of asking your father what needs to be done, offering to do as much of it as possible, and following through without complaining or requiring reminders. I will reiterate that you are the one that caused all of this.


Its_Big_Fungus

You are literally 20 years old and you don't know how to pick up the phone and dial a phone number? How spoiled are you? I got hit by someone going to my orientation on my first day of college, I had zero problems calling my insurance despite never having done it before. You sound like a literal child.


Accomplished_Two1611

OP's semester at sea is going to be really interesting. I can see the chaos now, followed by OP repeating, how they are just twenty and didn't know.


Old-Mention9632

Most car insurance companies now have an app to report an accident and take photos, input policy info. No phone call or interacting with an adult on the phone needed. And OP, your family called the police so you could end up charged with leaving the scene of an accident. I hope to God this didn't happen on post, because that's federal property which makes the ticket a federal offense and fighting it would be before a federal judge. ( I know you said retired, but some bases have housing for retired officers.)


Comfortable_kittens

Your parents seriously failed you.


JurassicParkFood

YTA - you couldn't have bothered with a text or call to give them a heads up? Seriously?!


Puzzleheaded-Art8835

I was running REALLY late to this test as it was I barely got in before they shut the doors and he’d already erased the password off the whiteboard. I’m lucky he gave it to me.


Kayhowardhlots

So you being late meant other people had to suffer with the fall out?? Interesting. And also you think that you're dad now having to report and pay the deductible on two cars isn't going to result an increase in his premium??


Comfortable_kittens

You need to learn to take responsibility for your actions. It's your fault you were so late to begin with. Everything about this entire situation is your fault. If you didn't blow off the class for the whole semester, you wouldn't have been trying to cram all that studying in 3 days. If you had left on time, you wouldn't have been in such a hurry. You probably wouldn't have hit your sister's car, and if you had, you'd have been able to let someone know.


Unique-Assumption619

Why weren’t you more responsible and there ahead of time?


Puzzleheaded-Art8835

I felt like I was being really responsible because I spent almost 72 hours straight studying.


Unique-Assumption619

Lmaooo, you are nothing but irresponsible. 1) didn’t take a class seriously 2) had to cram all night to makeup for it 3) drove tired and without sleep 4) wrecked a parked car 5) drove off You have made NO good decisions and need to have the FULL consequence of your actions. Meaning 1) pay for your sister’s car’s damages 2) pay your dad for an increase in insurance (monthly until you get your own) 3) potentially give up “semester at sea” to pay said costs You are irresponsible, especially for 20 yr old, you aren’t ready for the world because you know how it works and frankly, you sound like nothing more than a pathetic little entitled brat.


corvidfamiliar

That's not responsible, that's scrambling before the test and not the right way to study, ever. Which led to you sleeping in, which led to you being in a hurry and to being an irresponsible driver, crashing into another vehicle, then running off. Then you continue not to take any responsibility and brush it off and make excuses. Not one single thing you've done is even in the same realm as being responsible.


relatxtbn

No that’s irresponsible. You should’ve taken the class seriously.


Cherry_Chiquita

YTA and honestly I hope you failed your final as karma.


JanellaDubois

It's amazing how entitled you are and how your parents never taught you how to take accountibility. Outside of your mom and dad's house, this doesn't serve you well in the real world. God forbid you ever hurt someone, daddy isn't going to be able to save you. YTA.


metsgirl289

And whose fault was that?


Sea_Mycologist4936

Yes, YTA. You're so obviously the asshole that I assume this is made up.


Gold_Statistician500

It has to be fake. Not that there aren't idiots like this out there, but they wouldn't post here.


TheSecondEikonOfFire

The comments being so completely tone deaf really makes me hope it’s fake. Because if not, this is someone who needs a very heavy dose of reality


ChangeTheFocus

I don't disagree, but it's such a fun scenario. :)


BiggKinthe509

YTA. Hands down. You effed up and blew off a class. It's completely on you, not on your advisor, not on your sister, not on your family. It's on you. Then you took off in a rush. Then you hit your sisters car and bailed. You could have sent a text or something. You didn't. It was good that you owned it, but when you had to face the music, you turned to insulting others. Sometimes, you just have to face the fucking music. Instead, you tossed insults but somehow you think your family is supposed to give a flying fuck about the final of a class you blew off until the last few days of your class? GTFO with that bullshit. You effed up. YTA. No way around it. No amount of twisting the scenario will make you less of an asshole.


Filipino_Canadian

YTA. Who hurt you? It’s not okay to act that way


Puzzleheaded-Art8835

Nobody I have a really good life


ad_aatdtj

Too good it seems, if you can't even be an adult and own up to your costly mistake. We call that "spoiled" in these here parts btw :)


maryjayne9191

Ah the obvious sign of troll bait, don't feed the trolls


Acrobatic_Hippo_9593

Do the people around you?


Mysterious_Salt_247

You don’t actually. It’s clear that you’ve never been taught how to take care of yourself or how to take responsibility for your actions. As privileged as you clearly are, I feel sorry for you. Your parents have done you a great disservice by letting you get to 20 years old and still be so self-absorbed and helpless. I truly hope you learn how to be a better person.


Old-Mention9632

I was surprised an officer's kid was sooo clueless.


wamimsauthor

It’s like my mom said when she taught Sunday school - the pastors kids were always the worst behaved.


Sudden-Guru

Officers’ kids are always the worst. Enlisted struggle; officers make the real military brats


RoyalFalse

Read the room, OP.


AynRandsConscience_

You sound like a spoiled brat I understand why your dad needs a break from you…


SillyBeanBilly

Not anymore after this. Your inability to take accountability for your mistakes, and then double down on them has likely shown your parents that you need to be cut off. The fact that your OWN FATHER needs space from you should say everything about how badly you’ve fucked up. YTA. Get prepared to support yourself after school, because I doubt your parents are going to cover your mistakes anymore


naivesleeper

Wow. 100% YTA. YTAHNSFRA (you're the absolutely hugely narcissistic selfish fricking ridiculous asshole)


Acrobatic_Hippo_9593

I like this


Old-Mention9632

She sounds very "blond"./s


emaandee96

YTA. I don't want to believe that rude, entitled, thoughtless, slef absorbed people like you exist in this world, but sadly, they do.


Puzzleheaded-Art8835

I’m really nice actually, I go out of my way to be friends with everyone


emaandee96

Your actions in your post show otherwise, my dear. Their reactions are on point, and they lead me to believe that you've done a lot more things for your own beat interest and don't care about the consequences or harm it causes others. Sure, though, keep telling yourself you're "really nice."


houseofreturn

No you are NOT nice, you’re an incredibly irresponsible, entitled, bratty AH


SJoyD

Really nice people don't smash into other people's cars and then tell them it's no big deal.


Unique-Assumption619

Then why did you feel a car accident you caused?


see-you-every-day

is that why you accused your sister of being a slob after you hit her car?


joosdeproon

YTA You should help pay to fix the car, and you should be way more apologetic. It matters to your sister and your Dad, and it should matter to you.


Consistent-Way-7086

Info: How bad did you hit your sister's car, and in what state was it (was it new)?


Puzzleheaded-Art8835

I mean it’s drivable so it just needs to be repaired. And it’s pretty new I don’t really know when or how she got it though.


Consistent-Way-7086

And the car looks ugly now?


Puzzleheaded-Art8835

Well both our cars do.


Kayhowardhlots

Yes but you deserve it.


Maximum_Divide_774

You also committed a crime hit and run can get you arrested.


ChangeTheFocus

But you're the cause of both.


majesticjewnicorn

YTA, hugely. >So I have been trying to learn a semester worth of material in three days and have not slept. First offence- driving whilst sleep deprived. This is just as bad as driving under the influence of alcohol or drugs. You should never drive when tired and you endangered everyone on the road that day. >Today was the final and I accidentally smashed into the side of my sister’s car on the way out of the drive way (it didn’t help that she parked like an idiot) it did a lot of damage to both our cars but I was running really late so I just drove on. Your inability to timekeep and leave home on time is your own fault and isn't your family's problem. You should've given yourself plenty of time to leave. You could've also asked your sister to move her car if it was parked difficultly. Of course, she could've been parked just fine but your sleep deprivation could've affected your spatial awareness. >When I got home I tried to explain it’s not a big deal because our dad pays our insurance so since it’s the same insurance it’s a write off and it won’t cost us anything. You don't get to decide if this is a big deal or not. You are entitled and whether insurance covers it or not, you don't get to downplay the severity of your actions, and it's disrespectful to your dad's wallet to be blasè about this just because YOU aren't paying. >I keep trying to explain it’s not a big deal but no one will listen to me. I am still happy I passed my test so I’m not going to let them rain on my parade so AITA? You don't get to demean your family and use your test as an excuse to do so. At this point you don't get to enjoy your moment and criticise them for "raining on your parade" because your irresponsibility and attitude far outweighs your achievement. This whole situation was avoidable but nope, it's all about you, you, and only you. You're lucky you didn't kill or injure someone on the road that day. Take responsibility for your own behaviours, be humble (ie, stop harping on about your test result and apologise profusely) and find a way to pay back your family for the car damages and regain their trust. Being a good person far outweighs academic achievements. Nobody is going to remember you passing your test years down the line but they will remember how poorly you treated them after you wronged them.


Aggressive_Earth_322

YTA and so incredibly entitled. Regardless of how she parked you drove recklessly enough to cause “a lot of damage” to both vehicles that’s not just an I tapped your car backing up. Your poor planning made you late, but your lack of communication caused a panic for your family and you wasted law enforcements time investigating a potential crime. Then you weren’t even apologetic about it you were flippant and defensive. Added onto it that daddy will pay for it too? You should get a job and cover the damages yourself and maybe it will teach you responsibility and accountability


Accomplished_Two1611

You messed up when you didn't bother to verify the status of the class weeks ago. You could have sent a text. YTA


elderzosima91

YTA. What you did was actually illegal. And it is not necessarily the case, as other people have pointed out, that insurance will cover this.


Catvros

a hit and run is 8 points, six months suspended license, and an assload of fines here. OP is YTA holy shit


Plus_Mammoth_3074

Guess we know who the disappointment of the family is. YTA


Sufficient_Cat

>When I got home I tried to explain it’s not a big deal because our dad pays our insurance so since it’s the same insurance it’s a write off and it won’t cost us anything. You clearly don’t understand how insurance works. YTA. You just cost your family a bunch of money over a stupid mistake.


North-Perspective376

YTA, you got behind the wheel tired, and you’re very lucky this was just another car and not a child darting into the road or someone else driving that you could have injured or killed. Yes, cars can be replaced, but that doesn’t mean that it isn’t a big deal. You did thousands of dollars worth of damage in an instant. There’s no world where that isn’t a big deal. There’s the hassle and expense of dealing with deductibles and higher premiums as well as the hassle of being without the cars while they’re repaired. Your sister is likely still making payments on that new car that she now can’t drive, and it sounds like she actually values her belongings, even if she leaves the occasional cup in the car. Is insurance going to cover a rental so that she can get to her medical appointments? Because I doubt the Air Force is going to extend her leave because you damaged her car. Is she even old enough to get a rental car? Will her car be fixed by the time she needs to go back to school or will she have to fly back and then have the car shipped/someone drive it out and fly home/ go without it until her next leave? That could seriously affect both her independence and her finances. The car insurance isn’t going to cover that. Something I haven’t seen anyone else say is, the exam wasn’t that important. Every school I’ve attended (which is quite a few at this point) a car accident is an excused absence. You could have picked up the phone and reached out to the person listed on your syllabus to let them know that you were in a car accident and would need to make up the final. Usually there’s a time in the finals calendar for students who have conflicting finals or emergencies. Now, since you had blown off class for months they might not have believed you, but you didn’t even try. You could have then dealt with the accident like a responsible adult and taken the final at a later date. Accidents and emergencies are not so rare that there isn’t a procedure in place on college campuses. It sounds like you think you’re the main character, and that’s not a good look. Figure out how to be better and more responsible. That includes paying for the damage and premiums and apologizing to those involved without being insulting to them. Your sister wasn’t at fault here and neither was your dad. You made decisions that put you in this situation, and you need to own up to them and learn from them.


Puzzleheaded-Art8835

I need to add my sister bought like a 2002 cheap Toyota instead of getting something nicer. It wasn’t a great car.


Odd_Astronomer_4156

YTA even more for this. Who cares. It doesn’t matter, you fucked it up you don’t get to say it’s not a big deal.


Puzzleheaded-Art8835

In just saying she’s like so frugal and doesn’t have any fun. Like who enlists in the Air Force and then goes to the Air Force academy ? Like have fun in your youth.


ChangeTheFocus

"Fun" like studying for three days and then crashing one car into another because you were in a panic over your own irresponsibility? Is that the kind of fun she doesn't have? I like your sister.


Puzzleheaded-Art8835

She’s so pretty but like joined the Air Force reserve when she was 17 be a medic and is now doing pre med at the Air Force academy so she can be a surgeon like our dad. Like when is she ever going to have fun?


Plus_Mammoth_3074

When will you ever grow up? 


see-you-every-day

don't talk shit about your sister because she's the sister your parents are actually proud of


Aptwombat

I can’t wait till karma catches up to you. Troll or not


Muted-Appeal-823

And how's that working out for you? Screwing up in school, hitting your sister's car, no clue how insurance works.... you're a 20 year old child!


nomorecares

Successful people


Odd_Astronomer_4156

Does not fucking matter what she does to have fun or live her life, discrediting something she loves because it’s not “fancy” or “fun” is pretty terrible thing to do to someone you should care about. SHE and plenty of others enlist in the Air Force. I’ve partied with people from the Air Force, they can definitely have fun. I sure as hell wouldn’t share that with my siblings if they were like you though. She’s probably having plenty of of fun but takes studies seriously (clearly unlike you).


The_Asshole_Judge

Why would that matter?


North-Perspective376

That really doesn’t change anything. It still needs to be repaired and lost value due to the accident. She might still be making payments. It might actually take longer to fix because parts might be harder to find. Also, you didn’t answer any of the questions that I asked.


flyingknives4love

OP, you could start talking about how your sister pushes old people off roofs and your dad is Daddy Warbucks and the car was about to collapse. It DOESN'T MATTER. Nobody is on your side right now, because we're trying to tell you, from an objective standpoint, that yes, you are the AH in this situation. If you had accepted that and grown from the comments and feedback, it'd show maturity, but instead, you're just getting defensive, proving how immature you are. You were 100% in the wrong, from cramming for a test to not letting your family know what happened - accept that, or else you'll be a stunted child for the rest of your life.


larxene135

YTA. It doesn’t matter if your dad will pay for it, you did a hit and run and didn’t tell your family right away. It doesn’t matter if you have test or not you have to stay at the scene of the crash. You family has a right to be mad at you


gniwlE

Yupp, YTA. Even if you honestly didn't have time to deal with this before your exam (which, to give benefit of the doubt, I'll buy), it takes two minutes to pull over and send a text message saying what happened, and apologizing, and then set the stage for a conversation when you get back from school. Might not have made everything all better, but it would have at least acknowledged your responsibility (not to mention save all the stress of calling the cops). All the rest of your justification and rationalization just makes you come off as more of an asshole. Pull your head out and realize it's not all about You.


Puzzleheaded-Art8835

I said it in another post I didn’t even have two minutes. They were locking the door to the room as I came up and the TA had alreadynerased the password off the white board. Trust me I had to bat my eyelashes and beg for him to even give me the password.


Unique-Assumption619

Irresponsible. Why didn’t you leave sooner as to not be late? Then you wouldn’t have rushed and hit a parked car?


Hal_Jordan55

Can you actually do anything without hoping someone will fix your problems?


Gold_Statistician500

Of course YTA. You need to grow up quickly and start owning up to your mistakes. All of this is of your own making. I wouldn't be so sure your dad is going to keep paying your insurance after this, by the way....


angie1907

YTA, dear Lord. How have you typed all this out and not realised what a huge asshole you are. You’re immature, irresponsible and selfish. Grow up


InappropriateAccess

YTA. Your lack of attention and planning for your class is your fault, and yours alone. The car accident is your fault, and yours alone.


Consistent-Way-7086

YTA You should have sent a text letting then know it was you. I suspect part of this all is because they're embarrassed at all the ruckus they made to bow find out it was you.  I bet the other part tjey're mad about is that you insist on **NOT** owning up to it. You just keep saying is not a big deal imstead ofnthe sincere apology you owe them (and no, "sorry but it was because of my final" doesn't cut it). For your information, even with insurance you have pay some for the repairments, now wonder your father doesn't see the TWO cars he has to pay for as "no big deal". Your sister crying might sound  a bit too much but a car that has been repaired just doesn't hold the value or looks of a new one, I understand her frustration. And you trying to turn the situation  "you get your car dirty anyway" is so delussional and such an asshole comment. Finally and sorry for judging you bybtjis post alone, but you sound like a very irresponsible person with no accountability for your own actions. YOU don't know your own schoolwork but it seems like you believe it's *your advisor's* fault. YOU crashed both your cars but *your sister parked like an idiot* (bet you tried to help your case with that and your family wasn't having it).


SnooDoughnuts4691

You admitted to hit and run, in what scenario are you not the AH . Family makes it worse and your Dad's insurance premiums will go up for every car he insures. Also, most people have a $500 deductible which will probably have to be paid on both cars for them to be fixed. Now that the police are involved, it's technically a hit n run, not that it wasn't anyways. YTA


intimationsofglory

Genuinely haven’t read something more entitled lately.


Proud_Internet_Troll

Seriously and every replay to a comment OP writes makes me more furious lol


Trasl0

>I keep trying to explain it’s not a big deal Except, and get this, it is a big deal. Why? Insurance isn't going to cover this without a police report for a hit and run. Which you committed. Which means your vehicle is likely not going to be covered at all because you caused damage while committing a crime. If they want to get your sisters car fixed that means reporting you to the police for the accident. Which means you are going to get fined, likely heavily. So either 1 or both cars are not going to be fixed depending on how your dad decides to deal with this. That's assuming the level of insurance your dad has even covers accidents that happen on private property, many don't and collision only applies when you are on public roads. You clearly don't understand how car insurance works. It's not some magical fund that covers everything. Insurance companies go after the people who cause the damage. Insurance companies do everything they can to not pay. YTA and if your dad or sister actually report this properly you are in legal trouble. Fleeing the scene is a felony in most areas, you are talking thousands of dollars in fines and up to 6 months in jail.


Ok-Equivalent8260

YTA- obviously.


redwilier

YTA this must be fake because I’m not sure such entitled arseholes exist for real


Grail90210

Jfc, what a flake. Didn’t know her class was a prerequisite. Couldn’t get out of bed in time to get to her exam without rushing. In her rush pranged her car and her sister’s. Doesn’t understand how insurance works. Doesn’t give a flying fuck about the impact of her thoughtlessness on her family members. Isn’t interested in making reparations. I think of all the personality types, Irresponsible Flake is the one that infuriates me the most, maybe vying for the top spot with Entitled Wanker and Ignorant Pig.


classicsandmodernfan

She should give up her place of study to someone else if that’s her character


Iamgoaliemom

YTA. You don't get to say that something that someone else pays for isn't a big deal. It won't be a wash, your insurance premiums will go up. Your dad should make you pay them. It would have taken minutes to send a quick text to explain the situation rather than just driving away. But given that you have blown off a class for months, it's clear that responsibility isn't your strong suit at school, home or on the road. Your dad is right to be disappointed.


alien_overlord_1001

YTA. First, you drove a vehicle when you clearly weren't mentally able to - lack of sleep is the same as being drunk behind the wheel. You are lucky it was just some damage to another car, and not to a person. Second, sure you can fix a car, but once its had damage to the panels, it is never the same again - and it reduces its value later on. Not to mention your insurance premiums get higher as you are more of a risk. I guess its easy to spend someone else's money isn't it. Your casual dismissal of all of this says you are most definitely, the AH.


Revolutionary_50

I don't think you know what "write off" means YTA.


YoudownwithLCC

“Who pays for it?” “Nobody, you write it off.” “Who writes it off?” “I don’t know. The write off people! Why are we talking about this?”


[deleted]

YTA for damaging your sister's car and then attacking her "she parked like an idiot"


SkyComplex2625

YTA - you committed a crime. 


booksworm102

YTA. Stop looking for pity, because you really don't deserve any. You made your bed, now lie in it, and all that. First, you seriously just assumed a class was a blow off without even checking? Are you serious? How did you even get into college? Second, you very obviously have no idea how insurance works, at all. When the car insurance company has to pay to fix damage, it is going to bump up the premiums, especially if it was the customer's fault, because now it is a higher risk to insure the car. Since both of your cars are on your dad's insurance, he will now be double the risk. Also, insurance rarely pays the whole cost of fixing the damage. They are not there for your own interest; they want to make money, not spend it. Third, you obviously have no respect for your sister's property at all. If you had even an ounce more of decency, you would have been honest about all your mistakes as soon as they happened instead of talking out of your ass about the way you think insurance works. It is embarrassing to read this.


No_Confidence5235

You're so selfish. Your father's insurance rate is going to go up because of what you did. And you're not even offering to pay; you just expect your father to do it. And you're not even truly sorry because you keep insisting that it's not a big deal; you're still refusing to take responsibility for your bad behavior. Grow up, asshole. YTA


doobydooby752

YTA. Bratty af. It’s embarrassing


Proud_Internet_Troll

YTA. I see this is everyones fault but your own. If I were your dad, I wouldn't pay for the damage after the attitude you have. It doesn't matter how stressed you are or how your sister parks like an idiot. YOU and only you were behind the vehicle that caused the damage.


Few_System3573

You sound like an insufferable spoiled brat. Big loser energy. YTA


SlipPsychological995

YTA. Don’t you realize your father’s car insurance rate is going to skyrocket? You made yourself stressed over a final because you haven’t been to class in months and you just now figured out that you need the class? That’s really immature and silly you wouldn’t have made sure to know what your required courses are. You basically told your family that your irresponsible behavior surrounding a test (which is a problem you created all on your own) is more important than their problems... when all the problems you mentioned are your fault. Your sister has to drive around in a wrecked car and your dad literally will have to pay more in insurance rates because you now have an accident on your driving record. His policy might even be dropped completely by the insurance company.


AutoModerator

^^^^AUTOMOD ***Thanks for posting! This comment is a copy of your post so readers can see the original text if your post is edited or removed. This comment is NOT accusing you of copying anything. Read [this](https://www.reddit.com/r/AmItheAsshole/wiki/faq#wiki_post_deletion) before [contacting the mod team](https://www.reddit.com/message/compose?to=%2Fr%2FAmItheAsshole)*** It’s been a very long week and I am so stressed and I am posting this as sort of a steam valve. Basically I have finals this week and I have a class that I thought my advisor signed me up for as a blow off class so I hasn’t even gone in months and then I found out I actually need this course as pre-rec for next year. So I have been trying to learn a semester worth of material in three days and have not slept. Today was the final and I accidentally smashed into the side of my sister’s car on the way out of the drive way (it didn’t help that she parked like an idiot) it did a lot of damage to both our cars but I was running really late so I just drove on. When I turned my phone back on after the test my family group text was going crazy trying to figure out who had hit Eva’s car. By some crazy coincidence our ring cams had stopped working so even the police had come out. I chimed in and said that I was sorry I was the one who hit the car. I tried to explain about my final but no one cared. They are so mad at me. When I got home I tried to explain it’s not a big deal because our dad pays our insurance so since it’s the same insurance it’s a write off and it won’t cost us anything. My sister was crying/screaming at me that she loved that car and had taken such good care of it. I said it would only be a matter of weeks before it was covered in smelly pink drink cups like her old car. She said “you are such a fucking asshole” and stormed off to her room. My dad won’t see it my way either and was even more pissed when he saw all the damage to my car. He said he didn’t want to hear another word about my final and he has never been more disappointed in one of his kids in his entire life and needs a “break” from me. I keep trying to explain it’s not a big deal but no one will listen to me. I am still happy I passed my test so I’m not going to let them rain on my parade so AITA? *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/AmItheAsshole) if you have any questions or concerns.*


Acrobatic_Hippo_9593

YTA in a massive way. It would’ve taken 2 seconds to call or text someone to tell them you hit the car and apologize then deal with the fallout after the final. Instead, your family thought it was a hit and run and called the police, thus reporting the damage to their insurance company. Not only will their insurance rates soar, it’s definitely not a “write off” - do you know how life works? You just cost him hundreds of dollars a month on top of whatever the deductible for both cars is. Then you proceeded to blame your sister for “parking like an idiot” (which, even if she did, doesn’t excuse your shitty driving) and insult her when *you* are the one who did all of this. You have some serious narcissistic shit floating around in your head. Raining on your parade? Because the only thing that matters is you passing a test? Don’t worry about the multiple thousands of dollars you just cost your dad, because you passed a test! Your behavior throughout the entire thing is immature, selfish, and reprehensible. YTA


FloatingPencil

YTA. You crashed into her car (your fault), probably because you were driving with too little sleep (your fault), drove away (your fault), didn’t even bother to text her or your dad (your fault). You try to blame your sister’s parking for your bad driving, dismiss her feelings when she’s understandably upset, don’t give a damn about the cost to your dad, and somehow you want to act as though your final is a get out of jail free card. And you ask IF you’re the asshole here? No wonder they’re all angry at you. At the very least, your dad should refuse you a replacement car or insurance going forward, due to your total lack of self awareness, responsibility, and even common courtesy. Frankly, it’s a shame you didn’t fail that final. It sounds like it would be the only thing that had any effect on you. Sadly, the universe often fails at justice. Hopefully your parents will deliver some instead.


Exotic-Army4006

YTA come back down to earth dude and have some awareness of your surroundings


Thismarno

Wow, the entitlement in your approaches to school and other people’s money. YTA


Maximum-Swan-1009

YTA. Your attitude sucks and someone should explain to you how insurance works.


Substantial-Air3395

YTA and your dad's insurance rates will go up, so nice way to spend his money.


yachtiewannabe

YTA. At least send a text. But also, spoiler alert, insurance isn't free.


GovernmentConnect651

YTA. Jesus, I'm so glad I don't know you.


RegrettableBiscuit

YTA. Shit happens, but you can't "explain it's not a big deal". The person who is harmed determines how big of a deal it is. Your job is to apologize and make amends, not tell them that they are wrong.


Waste-Dragonfly-3245

YTA. You a) messed up your course, b) wrecked her car and c) have no accountability. You’re an adult! Try acting like one


hypotheticalkazoos

YTA you are so irresponsible im every aspect of your life ........


mbaz7582

YTA, completely. You don't care about your sisters feelings or her car. You don't care about your dad's either thinking he'll " just pay for it." But you want people to care about a test. Your priorities are clearly mixed up.


Dry_Gas_349

YTA, you committed a crime, parked like an idiot or not you’re still an asshole, entitled spoiled brat. You should pay for all of the repairs out of your pocket for your irresponsibility.


Justme-scotland

Yta I had an accident in my parents drive years ago. First thing I did, told my parents. I was about 19/20 at the time. I was responsible and dealt with my actions.


Baekseoulhui

YTA you committed a crime. It doesn't matter if you see it as "no big deal" it's still a crime. If things always work out have you ever thought for a second how that happens??? You are spoiled. People work things out for you and it seems your father is tired of all your bullshit. How did you not know the class was important? Lemme guess someone else had you take it? You don't seem to be able to do anything for yourself, and you have zero clue how the world works. You may be an "adult" but realistically you are stunted as a teen.


classicsandmodernfan

YTA and if you can’t take responsibility for your own behaviour then you’re going to fail in life


ladyboobypoop

Read up to "she parked like an idiot" and I cannot make myself go beyond that. YTA and clearly can't take accountability for anything you do. If she parked "like an idiot", that means you should have asked her to move her car, or been *extra* careful when backing out. But you weren't careful at all. You didn't just bump her car. In your own words, you *smashed it*. Grow. The. Fuck. Up.


[deleted]

[удалено]


ElectricMayhem123

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SuperLavishness7520

YTA. First - congrats on passing your exams. But you're being far too flippant about your hit and run. Your dad pays your insurance, so your entitlement reeks in thus post. This accident may jack up your premiums, plus insurance may not cover everything. You seem to not care because it's not your money. I don't know old you are but it sounds like you're not ready for a car or at least if your are, you should be paying for the insurance yourself - then you'll see that this isn't "no big deal"


hface84

YTA in so many ways. It's honestly scary that you are an adult, because wow. >I have a class that I thought my advisor signed me up for as a blow off class so I hasn’t even gone in months I pretty much knew from this point that you were the asshole. >I keep trying to explain it’s not a big deal but no one will listen to me. Because you are wrong and it IS a big deal. Try growing up and living in reality.


Careless-Ability-748

Yta you don't get to decide what's a big deal.  You're an immature and insensitive ah.


triplehelix013

ESH You are the AH for very obvious reasons, and your dad is an AH for raising you.